A. Our Commitment to Privacy
Our MCA Funding Company Cash Advance and its subsidiaries and affiliated entities (collectively, (“Our MCA Funding Company”) realize the importance of respecting and protecting your privacy.
B. Information Our MCA Funding Company Collects
Our MCA Funding Company collects the following types of information from users of the Sites:
1. Personally Identifiable Information
2. Automatic Information
Our MCA Funding Company may receive and store certain types of information whenever you interact with Our MCA Funding Company through the Sites. We automatically receive and record your browser information, operating system information, IP address, cookie information and the page you requested. This information will not be stored in a manner that is personally identifiable with you and may include the following:
(a) Aggregate Information
Our MCA Funding Company uses both “session” and “persistent” cookies on the Sites. Session cookies are temporary bits of information that are erased once you exit your web browser or turn off your computer. Persistent cookies are more permanent bits of information that are placed on the hard drive of your computer and stay there unless you delete the cookie. Persistent cookies store information on your computer for a number of reasons, such as retrieving certain information you have previously provided (i.e., username and password), helping to determine what areas of the Sites you find most valuable and customizing the Sites based on your preferences on an ongoing basis.
Many companies offer programs that help you to visit web sites anonymously. While Our MCA Funding Company will not be able to provide you with a personalized experience if Our MCA Funding Company cannot recognize you, Our MCA Funding Company wants you to be aware that these programs are available.
(c) Information Collected by Third Parties
Our MCA Funding Company may allow third parties to display advertisements on the Sites. Our MCA Funding Company and these third parties may use tracking technologies, such as cookies to collect information about users who view or interact with these advertisements and connect to the Sites.
(d) Ad Servers
Our MCA Funding Company, its partners and/or advertisers may use third party ad servers to serve or present the ads that appear on the Sites and to conduct research about the advertisements. Any of these ad servers may collect non-personal information, such as your browser, operating system, date/time of viewing, IP address and clickstream data. Our MCA Funding Company cannot control the activities of such advertisers or web sites. PLEASE NOTE THAT THIS POLICY DOES NOT COVER THE COLLECTION AND USE OF INFORMATION BY SUCH AD SERVERS. Below is a representative list of ad servers and a link to their privacy policies.
(e) E-mail Communications
C. How Our MCA Funding Company Uses Information
1. Public Areas
If you register at any of the Sites, you may choose to receive a newsletter via e-mail from Our MCA Funding Company which may include information such as highlights from different areas on any of the Sites and information about new features. You can unsubscribe from the newsletter at any time by clicking on the “Unsubscribe” link at the bottom of any e-mail newsletter sent to you and following the instructions.
3. Aggregate Information
The aggregate information collected by Our MCA Funding Company also is used to create profiles of the audience for the Sites that include anonymous statistical demographic information but no Personally Identifiable Information. This aggregated information is used to, among other things, determine trends and needs and supply market research to potential advertisers and partners to help them understand the Sites’ audiences.
D. With Whom Our MCA Funding Company Shares Information
Our MCA Funding Company reserves the right to use your Personally Identifiable Information to send you periodic e-mailings with information on new products and services, updates to Our MCA Funding Company’s Sites or upcoming events. Our MCA Funding Company will NEVER share your Personally Identifiable Information with anyone else.
From time to time, in Our MCA Funding Company’s sole discretion, Our MCA Funding Company may use your Personally Identifiable Information to send you important administrative information regarding the Sites and related services or changes to Our MCA Funding Company’s Terms and Policies. Because this information may be important to your use of the Sites and related services, you may not opt out of receiving such communications.
1. Fulfillment of Services
2. Editorial Uses
Our MCA Funding Company may use your Personally Identifiable Information in response to a solicitation for editorial, online and/or on-air purposes and for marketing and promotional purposes in connection with such solicitation. If such information is used online, on a mobile application or in a telecast, no Personally Identifiable Information, other than name, city and state, will be disclosed without your specific consent. Our MCA Funding Company may share the information with producers of Our MCA Funding Company’s programs and/or with others involved if you have explicitly advised Our MCA Funding Company of your consent to be included in such an exchange.
3. Compliance with Law and Fraud Protection
4. Sale or Transfer of Information
In the event of a sale, merger, liquidation, dissolution or sale or transfer of substantially all of the assets of Our MCA Funding Company or any Site, personal Information and/or other information collected about you from the Sites may be sold, assigned or transferred to the party acquiring all or substantially all of the equity and/or assets of Our MCA Funding Company or any Site in order to permit the party to continue the operation of the applicable Site, including the Registered User Areas. Subject to your ability to opt-out, you consent to the sale and transfer of your information as described in this paragraph.
5. Accessing, Updating or Deleting your Personally Identifiable Information
If you are a Registered User and would like to review, update or delete your profile, please log in to and select the profile in which you would like to review, modify or delete information (i.e., the Personally Identifiable Information you have provided to us). Our MCA Funding Company is not in a position at this time to provide you with a copy of information that you have provided in response to copies of communications you have sent to Our MCA Funding Company’s site (e.g., inquiries).
6. Opting Out
Our MCA Funding Company respects the privacy of your Personally Identifiable Information. If you tell Our MCA Funding Company that you do not wish to have this information used as a basis for further contact with you, Our MCA Funding Company will respect your wishes. You also may choose not to provide Our MCA Funding Company with certain information, but that may result in you being unable to use certain features of the Sites. You may instruct Our MCA Funding Company to stop sending you certain promotional materials (e.g., e-mail messages, newsletters, postcards and letters) by following the unsubscribe instructions provided in those materials. Our MCA Funding Company may, however, continue to contact you to provide service to your account. Please note that if you use more than one name or e-mail address when communicating with Our MCA Funding Company or participating on the Sites, you may continue to receive communications from Our MCA Funding Company to any name and/or e-mail address which you have not specified in your opt-out request.
Our MCA Funding Company provides you with the following options for removing your Personally Identifiable Information from Our MCA Funding Company’s database for marketing purposes:
1. You can send an email to info (at) Our MCA Funding CompanyCashAdvance.com; or 2. You can send mail to the following postal address: Our MCA Funding Company Cash Advance 347 5th Ave. Suite 1210 New York , NY 10016
E. Important Disclosures, Practices and Contact Information
1. Third Party Links
The Sites contain links to third-party web sites. Please be aware that Our MCA Funding Company cannot control and is not responsible for the information collection practices of such web sites, which may differ from those of Our MCA Funding Company. Our MCA Funding Company encourage you to review and understand the privacy policies of these web sites before providing any information to them.
2. Data Security
Our MCA Funding Company maintains a variety of commercially reasonable physical, electronic and procedural safeguards designed to protect your Personally Identifiable Information from unauthorized access and disclosure. For example, Our MCA Funding Company uses accepted tools and techniques to protect against unauthorized access to Our MCA Funding Company’s systems. You should be aware that Our MCA Funding Company has no control over the security of other sites on the Internet that you might visit or with which you might interact even when a link may appear to another site from one of the Sites.
Our MCA Funding Company wants you to feel confident using the Sites but no system can be completely secure. Therefore, although Our MCA Funding Company takes steps to secure your information, Our MCA Funding Company does not promise, and you should not expect, that your personal information, searches or other communications will always remain secure. In the event of a breach of the confidentiality or security of your information, including your Personally Identifiable Information, Our MCA Funding Company will notify you as necessary and if possible so you can take appropriate protective steps. Our MCA Funding Company may notify you under such circumstances using the e-mail address(es) that Our MCA Funding Company has on record for you and/or by regular mail (if available). You also should carefully handle and disclose your Personally Identifiable Information. Please refer to the Federal Trade Commission’s web site athttp://www.ftc.gov/bcp/menus/consumer/data.shtm for information about how to protect yourself against identity theft.
Each of the Sites is a general audience site and is not intended for children under 18. Our MCA Funding Company requires that only persons 18 years of age or older use any of the Sites. By using the Sites, you hereby represent that you are at least 18 years old.
Our MCA Funding Company does not knowingly market to, solicit information, accept service or collect information from children under the age of 18. In the future, the Sites may ask users for their birth dates to ensure that the Sites are not collecting information from children under age 18 or to identify when additional steps may need to be taken in connection with information collected from children under age 18. When a Site has actual knowledge that it collects information from children or offers a service directed toward children, it will comply with applicable laws, including the U.S. Children’s Online Privacy Protection Act.
5. Users From Outside the United States
6. No Rights of Third Parties
7. Contacting Our MCA Funding Company